Allstate has the highest rates for good drivers among its top competitors, based on our analysis of average national car insurance rates. Geico came in with the lowest.
Allstate rates go up about $270 a year if you get a speeding ticket, based on national averages. Here too Allstate car insurance rates are above competitors’ average rates.
Expect a rate increase if you cause an accident that injures someone else. Allstate brings the hammer down in the form of an average increase of about $1,658 a year, making it the most expensive in this category as well. In this case State Farm may be your best bet among top insurers.
Allstate car insurance rates for drivers who have a DUI conviction are the highest when compared to its top competitors. In this situation companies like State Farm will likely give you a much more competitive rate.
Having a gap in your insurance history generally means you’ll pay more when you do buy a policy. With Allstate that’s about $125, which still puts Allstate car insurance rates at the most expensive compared to average rates among the largest insurers.
Being a driver with poor credit can really cause your car insurance rates to go up. In this situation, Geico is among the most competitive, based on national averages. Allstate auto insurance rates are pricey for poor credit drivers, but lower than State Farm.
The level of auto insurance complaints against Allstate was lower than other large insurers in 2020. Allstate complaints were also substantially below the industry average.